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Second-To-Die Policy in Titusville and Orlando FL

Ensure the Future of Your Estate

Between physical assets and financial successes, there are many things that married couples share. www.filichia-agency.com knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from www.filichia-agency.com gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you have worked hard to attain. And because the policy insures more than one person, you will also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It is important to discuss your options with an insurance specialist from www.filichia-agency.com to determine the right amount coverage for you and your family.
 

Our Locations

Filichia Insurance Agency Inc.

1703 S. Washington Av.
Titusville, FL 32780
Main office: 321-926-4674
Toll free: 855-592-1190
Fax: 321-264-9770

Filichia Insurance Agency Inc - Orlando/Avalon

12301 Lake Underhill Road, Suite 213
Orlando, FL 32828
Main office: 407-745-4416
Toll free: 855-592-1190
Fax: 321-480-9129

Our Providers

Testimonials

Rita and I both wanted to say 'thanks' again for everything you did to make things work with our time crunch!! I do understand that our lack of proper planning does not constitute an emergency for you, and truly appreciate your dedication and assistance. I look forward to working with you in the future.
Kio A.
Just wanted to thank the agent Katherine at Filichia Insurance in Titusville Fl. A breath of fresh air. She was very helpful and courteous in guiding us to make decisions for our home owners policy.
Mr. P
Bob, I just want to thank you very much for the quick response you provided to my request. I just received a call from the school board stating they received the necessary paperwork to prove we had liability insurance. You certainly went above and beyond getting this request fulfilled in a timely manner.
Marlo M
...I have always been impressed with your company's high standards and employees' ability to save me the most money as possible with my policies. We highly recommend Katherine Rallo for your employee of the month.
Suze C
Surprisingly flexible and in-touch with my needs as a small business owner. Can't ask for more.
Spencer F.
They have strong ties with the community, and it shows. It's nice to do business with people that really show they care about you and your family.
Susan T.
Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we've never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.