Call Us 321-269-1400 ☰ ˟
Logo
Call Us 321-269-1400
  • Home
  • Get a Quote
    • Auto Quote Form
    • Bond Request Form
    • Business FormsImage of right arrow
      • Builders Risk
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Liquor Liability Quote Form
      • Workers Compensation Quote
    • Flood Quote Form
    • Homeowners FormsImage of right arrow
      • Homeowner Flood Quote Form
      • Homeowners Insurance Quote
      • Manufactured Home Quote
    • Life FormsImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Renters Insurance Quote
    • Truck Quote Request
    • Boat Insurance Quote
    • Wind Quote Form
  • Customer Service
    • Auto Insurance Customer Service FormsImage of right arrow
      • Add Driver to Existing Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
    • Business & Commercial Insurance Customer Service FormsImage of right arrow
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Homeowners Insurance Customer Service FormsImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • Motorcycle Insurance Customer Service FormsImage of right arrow
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
    • Recreational Vehicle Insurance Customer Service FormsImage of right arrow
      • Add Driver to Existing Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Driver from Existing Recreational Vehicle Policy
      • Remove Recreational Vehicle from Existing Policy
      • Request ID Card for Recreational Vehicle Policy
    • Watercraft & Boat Insurance Customer Service FormsImage of right arrow
      • Add Watercraft to Existing Policy
      • Change Primary Operator on Existing Watercraft Policy
      • Remove Watercraft from Existing Policy
  • Make A Payment
  • Resources
    • Boating Safety - Filichia Insurance Agency, Inc.
    • Florida Home Inspections - Filichia Insurance Agency, Inc.
    • Personal Finance Resources - Filichia Insurance Agency, Inc.
    • US Coast Guard
    • Blog
    • Secure Area
    • Refer a Friend
    • Carriers
    • Calculators
    • Insurance Glossary
    • AppsImage of right arrow
      • Allied Mobile App
      • Foremost Mobile App
      • Progressive Mobile App
      • Travelers Mobile App
      • Southern Oak Insurance Mobile
  • About Us
    • About Us
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • Contact Us
    • Filichia Insurance Agency - Titusville
    • Filichia Insurance Agency - Orlando/Avalon
    • Locations and Hours
    • Get a Quote
  • Jobs
Home > Life Insurance, Term Life, - Titusville FL & Orlando FL - Filichia Insurance Agency

Second to Die Policy


Second to Die Policy Information

Between physical assets and financial successes, there are many things that married couples share. our agency knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from our agency gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from our agency to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
a drawing of a face
Carrier
graphical user interface
a drawing of a face
Carrier
Carrier
Carrier
a drawing of a face
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| About Us| Contact
1703 S. Washington Ave. | Titusville, FL 32780
P: 321-269-1400 | F: 321-264-9770
bob@filichia-agency.com | linda@filichia-agency.com
Social Social Social Social
Logo

Powered by Insurance Website Builder